I was thinking about ways to make it easier for stables that run in the red post taxes (especially when there are color war-less years) to recover from it every year. I know that the way it works in the game now is that if you don’t have the money in your account you can’t do anything except sell horses and handicap. In real life, you would sell horses, but you would also have owners that would foot the bill for some horses, be able to get a loan for some things, etc. which would mean that even though a trainer ran red, they might be able to survive.
So as we strive to make the game more realistic, I was wondering what everybody thought about loans, etc.? Or if it would be feasible to make it so stables in the red could enter races & ship racehorses still but not buy horses, make claims, or breed mares (unless in house obviously), until they were in the black? That way the races in the earlier months of the year were options for everyone instead of simply those that are large enough (with high quality horses) to make surplus every year, and it would allow stables to continue in the game instead of waiting for handicapping fees to come in or horses to sell in a slow (and seemingly flooded as of late) market? Or perhaps large stables could “sponsor” some smaller stables or the horses of a smaller stable? Kind of like a lease, but they only get a cut of the profit (maybe half?) but foot the bill while allowing smaller stables to continue to make money?
And also saving accounts for the future? Or pay ahead incrementally on taxes? Ooh what if each horses tax was paid throughout the year as was feasible? If it was built into race fees taken from winnings until it reached 5k (or whatever it was for that horse?)? Or taken as each foal was born, and each mare bred? That way it wouldn’t be all at once?
What does everyone else think?